What is a Life Plan Community

Breaking down a Life Plan Community

Life Plan Communities (also known as Continuing Care Retirement Communities, or CCRCs) provide a answer for a growing number of older adults who are looking for the opportunity to enjoy a vibrant retirement lifestyle with peace of mind for the future.

A Life Plan Community like The Ormsby offers a contract that includes a promise to provide future care in exchange for the payment of an entrance deposit (often partially refundable) and monthly fees. The Ormsby will offer access to Independent Living, Assisted Living, Memory Care, Skilled Nursing, and Rehabilitation.

How does a Life Plan Community differ from a Rental Community?

The primary difference between a Life Plan Community and Rental Communities is that Rental Communities typically do not include health care services – or, if they do, they are not offered at reduced pricing for residents.

If a resident develops the need for these services in a rental community, the cost of care is fully the resident’s responsibility. Additionally, since these supportive services are not always available on-site, residents requiring care may need to move away from their home in their greatest time of need.

At a Life Plan Community such as The Ormsby, however, you know where you’ll be cared for, who will be delivering the care, and, best of all, that you’ll be paying substantially less than market rates for that care. In The Ormsby’s case, that care comes from none other than the St. Elizabeth Healthcare network, the top senior care provider in the area. [H2] What’s included in a Life Plan Community?

What’s included in a Life Plan Community?

Life Plan Communities are built to provide everything residents need for a comfortable, yet active, retirement lifestyle.

A range of amenities, recreational options, and expert services are at residents’ fingertips, allowing them to focus on enjoying their lives rather than some home maintenance project. Plus, with continuing care right here at The Ormsby, everything is in one location to ensure you’ll never need to move again, regardless of any unforeseen changes in your health or financial situation.

Here’s just some of what you can expect:

• Versatile, elevated residences: With cozy, yet elevated apartments ranging from 805 to 1750 square feet, each home is designed to ensure sophisticated living, comfort, and accessibility for every resident.
• Dining services: With chef-curated menus and a number of distinctive venues to choose from right here at The Ormsby, mealtimes become an experience, tailored to meet both dietary needs and personal tastes.
• Wellness amenities: From fitness centers to an indoor pool and spa, group exercise classes and more, residents have all the tools they need to stay active and maintain their physical and mental well-being.
• Comprehensive healthcare resources: With access to a full range of care options, including routine check-ups and advanced health support (all through the St. Elizabeth Healthcare network), you’ll always have the security of exceptional care readily available should the need arise.

The Benefits of a Life Plan Community

The decision to move to a Life Plan Community comes with far-reaching benefits for residents and their families alike, and are specifically designed to create a safe, vibrant environment where adults can maximize their retirement years. Daily stressors, like home maintenance and transportation, are taken off their plate, allowing more time to focus on what truly matters. At the same time, families can feel confident knowing their loved one is well taken care of, enjoying a lifestyle that promises:

• Financial stability: With predictable costs and structured, predictable payment plans, residents can simplify long-term planning and gain peace of mind rather than worrying about any unknown issues that could arise.
• Social engagement opportunities: From lively community events to casual neighborly interactions, these connections help reduce isolation and foster emotional well-being.
• Long-term security: With direct access to a full continuum of care right here at home, residents can age with confidence, knowing their evolving needs will always be met.
• Enhanced quality of life: Fewer daily responsibilities like home maintenance and yardwork mean residents can focus more on hobbies, relationships, and personal growth for a truly fulfilling retirement.

By fostering security, connection, and engagement, these communities make it easy for seniors to build a rewarding lifestyle. Explore how this unique approach to senior living can transform your retirement experience.